The following rules govern the use by you of content from www.AdvisorSkills.com which is owned and operated by Advisor Skills LLC. The rules set forth herein apply to all materials, files, software, online communications and other information that is or becomes available to Advisor Skills (“Information”). By logging on to www.AdvisorSkills.com and accessing Information, you specifically agree to abide by these rules and any modifications made to them.
Advisor Skills is an online information exchange service for use by Advisor Skills and its Members. Non-Members shall not post, publish, transmit, reproduce, distribute or in any way use or exploit any Information for commercial purposes or otherwise use the Information in a manner that is inconsistent with these rules.
2. Obligation to Abide By Applicable Law
In connection with the use of Advisor Skills, you shall abide by all applicable federal, state or local laws, including those pertaining to such areas as libel, slander, defamation, trade libel, product disparagement, harassment, invasion of privacy, tort, obscenity, indecency, and copyright or trademark infringement (“Applicable Law”). The Information available on Advisor Skills includes intellectual property that is protected under the copyright, trademark and other intellectual property laws of the United States and/or other countries (“Intellectual Property Laws”). Such Intellectual Property Laws generally prohibit the unauthorized reproduction, distribution or exhibition of all text, photographic and graphic (art and electronic) images, music, sound samplings, voice recordings and other protected materials. The violation of applicable Intellectual Property Laws may give rise to civil and/or criminal penalties.
3. Use of Information
All Information published on Advisor Skills is protected by copyright and/or other applicable law, and is owned or controlled, with all rights reserved, by Advisor Skills or the party credited as the provider of the Information.
Use of Advisor Skills’ Information is only permitted for your personal and noncommercial use. Personal use is defined as the use of the Information solely for an individual’s personal, private, educational and other non-commercial use including use in that Members firm or practice. Noncommercial use is defined as the use of the Information by an individual that is not, directly or indirectly, intended for or directed towards commercial advantage or private monetary compensation outside of the regular business of a financial professional.
You may download or copy the Information and other downloadable items displayed on Advisor Skills for personal and practice use only, provided that you maintain all copyright and other notices contained therein. Copying or storing of any Information for other than personal and practice use is expressly prohibited without prior written permission from Advisor Skills.
Your use of Information may not suggest that Advisor Skills promotes or endorses any third party causes, ideas, websites, products or services.
4. Discussion Information
You are responsible for the content of any Information you put on Advisor Skills. The Information posted to Advisor Skills does not necessarily reflect the views of Advisor Skills and in no event shall Advisor Skills assume or have any responsibility or liability for any information posted to Advisor Skills or for any claims, damages or losses resulting from the use and/or appearance of such information on Advisor Skills. Advisor Skills has no obligation to monitor or control all Information that is or becomes available on Advisor Skills. Advisor Skills reserves the right to review any Information that is or becomes available on Advisor Skills. Advisor Skills reserves the right to refuse to post or to edit or remove, in whole or in part, any Information that is, in Advisor Skills sole discretion, unacceptable, undesirable or in violation of these rules. Advisor Skills has no obligation to exercise such reservation of rights by Advisor Skills; however, Advisor Skills has adopted and implemented a policy respecting the copyright law that provides for the termination in appropriate circumstances of users of the Advisor Skills system or network who are repeat infringers.
Advisor Skills may terminate access for content providers who are found repeatedly to provide or post protected material without necessary rights and permissions. By submitting information to Advisor Skills, you grant Advisor Skills a perpetual, royalty-free, worldwide license to use, transmit, copy and display such information in any and all media now known or hereinafter devised and represent that you have all necessary rights in such posting. While Advisor Skills strives to provide users with the highest-quality related resources, we cannot and do not ensure the quality or accuracy of the non- Advisor Skills content to which we link.
5. Usage Requests
If you are interested in obtaining rights to use Advisor Skills Information beyond what is allowed by this agreement, please call (770)-898-4235, send a request by e-mail to email@example.com, or mail by the US Postal Service to:Advisor Skills LLC 1611 S Zack Hinton Pkwy. McDonough, GA 30253
6. Disclosure of Online Communications
You are cautioned that any online communications may not be fully confidential. In addition, you should be aware that federal postal regulations do not protect electronic mail. You should be aware that some administrative personnel of Advisor Skills may, in the course of their regular duties, have access to communications for technical or operational purposes. Advisor Skills may also disclose any communications to the extent permitted or required by law.
7. Prohibition Against Rogue Programming
You shall not post, transmit or make available in any way through Advisor Skills any software or other materials which contain a computer virus, trojan horse, timebomb, worm or other rogue programming (“Rogue Programming”). Advisor Skills has no obligation to detect the presence of any Rogue Programming. Any downloading of software or other materials or any other use of the Information on Advisor Skills is at your risk, and you are advised to take adequate precautions to minimize any loss to your system caused by Rogue Programming, including use of anti-virus programs and proper backup of files.
8. Return/Refund Policy
There shall be NO returns or refunds of annual subscription fees for any purpose following 48 hours of initial billing.
9. Disclaimer of Warranties
ADVISOR SKILLS IS PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE, NONINFRINGEMENT, OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. ADVISOR SKILLS DOES NOT WARRANT THAT ANY INFORMATION IS COMPLETE OR ACCURATE, THAT ADVISOR SKILLS WILL BE UNINTERRUPTED OR ERROR FREE OR THAT ANY INFORMATION IS FREE OF ROGUE PROGRAMMING.
10. Limitation of Damages
UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL ADVISOR SKILLS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES THAT MAY RESULT FROM THE USE OR INABILITY TO USE ADVISOR SKILLS, INCLUDING WITHOUT LIMITATION USE OF OR RELIANCE ON INFORMATION AVAILABLE ON ADVISOR SKILLS, INTERRUPTIONS, ERRORS, DEFECTS, MISTAKES, OMISSIONS, DELETIONS OF FILES, DELAYS IN OPERATION OR TRANSMISSION, NONDELIVERY OF INFORMATION, DISCLOSURE OF COMMUNICATIONS, OR ANY OTHER FAILURE OF PERFORMANCE.
11. Release and Indemnity
YOU HEREBY RELEASE AND WAIVE ANY AND ALL CLAIMS AND/OR LIABILITY AGAINST ADVISOR SKILLS ARISING FROM OR IN CONNECTION WITH YOUR USE OF ADVISOR SKILLS. YOU ALSO AGREE TO DEFEND, INDEMNIFY AND HOLD ADVISOR SKILLS HARMLESS FROM AND AGAINST, ANY AND ALL CLAIMS OR LIABILITY, INCLUDING COSTS AND ATTORNEYS FEES, ARISING FROM OR IN CONNECTION WITH YOUR USE OF ADVISOR SKILLS OR FAILURE TO ABIDE BY APPLICABLE LAW.
12. Termination and Modification
If any provision or rule of this agreement is invalid or unenforceable under applicable law, it shall not affect the validity or enforceability of the remainder of the terms of this agreement, and without further action by the parties to this agreement, such provision shall be reformed to the minimum extent necessary to make such provision or rule valid and enforceable.
Advisor Skills reserves the right to discontinue providing Information and to require that you cease accessing or using the Information or any elements of the Information at any time for any reason.
Advisor Skills may modify any of the rules contained herein, at any time and at our sole discretion, and such rules will become binding when placed online.